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Caine Video Blog - 28th October 2016

October 28, 2016

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The Importance of a First Impression

February 23, 2016

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According to a Princeton University study, “It takes just one-tenth of a second for us to judge someone and make a first impression”. This actually isn’t a surprising statistic considering in the current microwave society in which we live now, people form an opinion in one-tenth of a second and effectively have the capability of […]

THAT WAS A GOOD CONVERSATION…

February 4, 2016

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It’s universally understood that inspections, whether open or private, are fairly essential when selling or renting residential properties. Having inspected a property the overwhelming majority of inspectors will know whether or not they have any interest in the property. They’ll certainly know what the attractions and detractions are, and whether they think the property is […]

HOLIDAYS, HOUSES AND HAPPINESS: A BRIEF REFLECTION ON THE CONCEPT OF “HOME”…

February 4, 2016

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Having just spent the entire Australia Day long weekend at the beach, something that really stood out for me was the open and friendly community feel created by the regulars of this quiet seaside town. I noticed a familiarity between people passing on the beach or in the street which appeared to come from being […]

THE MOST COMMONLY ASKED REAL ESTATE QUESTION OF 2016 (SO FAR)

February 4, 2016

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As residential real estate agents we are asked a huge variety of questions, most of which are specific to the individual properties and the surrounding area. Examples of the more common questions include: What price are they looking for? Where is the hot water tank? Why are they selling? These questions are easily answered and […]

OUR OWN WORST ENEMY?

February 4, 2016

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Estate Agent selling fees are undeniably some of the most questioned, argued and resented service charges of any industry. These fees are also amongst the most frequently and heavily discounted. That this is the status quo is an indictment on the real estate industry and the “professionals” operating within it. There are myriad reasons why […]

FIRST HOME BUYERS… WE CAN HELP…

February 4, 2016

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The Reserve Bank has again kept the cash rate steady for October, good news for borrowers! John and Mandy were introduced to us earlier this year after being told by their bank they did not qualify for a home loan despite having solid employment and incomes. The issue, they were told, was insufficient ability to […]

WHY HAVE BANKS INCREASED INVESTMENT LOAN INTEREST RATES

February 4, 2016

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The Reserve Bank kept the cash rate steady for September; we’ll soon see what happens in October.   Many borrowers are starting to come to grips with lenders having moved interest rates upwards for investment loans, whilst regulatory bodies keep a close eye on how much investment funding is being added to their portfolios on […]

CROSS COLLATERALISATION – PROTECTS THE BANKS, NOT YOU…

February 4, 2016

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A Word from our Mortgage Broker… Peter Vinci of Vinci Financial Services The subject of cross collateralisation has come up again these past months with some borrowers coming to us in frustration after having found out ‘the hard way’ what it actually means. Cross collateralisation is when a bank or lender use more than one […]

RESTRUCTURING – IT’S WORTH YOUR WHILE!

February 4, 2016

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A Word from our Mortgage Broker… Peter Vinci of Vinci Financial Services Mr Johnson (not real name) came to us recently with a restructuring challenge that his current bank would not help him with – his financial position was as follows; Owner occupied property in South Melbourne –Bank value $1,370,000 Investment property in Port Melbourne […]

REFINANCING – A HOT TOPIC WHILE WINTER COOLS THINGS DOWN…

February 4, 2016

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A Word from our Mortgage Broker… Peter Vinci of Vinci Financial Services The Reserve Bank has again kept the cash rate at 2% this week – no surprises here For many borrowers and investors, the beginning of the new financial year is the ideal time to start planning and setting in place new strategies for […]

WHY IT’S CRITICAL TO MARKET YOUR PROPERTY

February 4, 2016

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The man who stops advertising to save money is the man who stops the clock to save time. The concept of real estate marketing is often perceived by vendors and potential sellers as another ploy by agents to bolster their commissions and showcase their own profile rather than that of the clients property they have […]

HOW TO ELIMINATE UNDERQUOTING IN MELBOURNE!

February 4, 2016

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Let me preface this piece by acknowledging that there will be plenty of counterarguments to my impending suggestion, it’s just that in my opinion they’re not very good arguments. So, here it is: make it mandatory to advertise the reserve price of a property up for auction. There you have it. Pretty simple…..you’d think. Here […]

HAVE YOU CONSIDERED SELLING THE PLACE YOURSELF?

February 4, 2016

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The digital revolution (is that still happening or have we revolted now?) has delivered a host of new standards in advertising, communication and exposure.  Without question there are now opportunities open to almost everyone, that didn’t exist twenty years ago. Consider the equipment and technical knowledge, or even just the time that a genuine hobby photographer in the […]

WHAT’S THE MARKET DOING IN 2015?

February 4, 2016

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Following the Reserve Bank’s decision to cut interest rates by a quarter of a percent last week, interest levels have reached fever pitch as to how the Melbourne market will respond to the news. Some pundits are declaring that the coming months will see property values exceed the exorbitant growth we saw during the first […]

CAINE REAL ESTATE DOMINATES ARERA FINALIST CATEGORIES!

February 4, 2016

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Caine Real Estate has received extraordinary recognition for their outstanding 2014 results in the prestigious Australasian Real Estate Results Awards. Caine has been named as a finalist in 10 different categories, with the winners to be named at a glamorous gala event at the National Gallery of Victoria on February 16th.  Amongst the ten nominations are […]

LOCAL IS BETTER – THE BENEFITS OF USING A LOCAL AGENT

February 4, 2016

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The selling process…widely regarded as one of the most daunting let alone challenging missions people come to face in their life – a frenzied combination of making the move to finally sell, selecting an agent (out of hundreds), filling out paperwork (boring), preparing the property for sale (laborious) and of course, the nerve-wracking and tense […]

AUSTRALIAN HOUSING IS NOT OVERPRICED – AND HERE’S WHY: ED CHAN

February 4, 2016

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Often when commentators use “income” to “property price” ratios and compare our property prices with other countries or even different periods in Australia and conclude that property prices are either over valued or undervalued, they are using the wrong statistics. We are currently being told that property prices when compared to our income levels make […]

VARYING HOUSE PRICE TRENDS ACROSS CITIES: RBA GOVERNOR GLENN STEVENS’ RATE CUT STATEMENT

February 4, 2016

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At its meeting today, the Board decided to lower the cash rate by 25 basis points to 2.25 per cent, effective4 February 2015. Growth in the global economy continued at a moderate pace in 2014. China’s growth was in line with policymakers’ objectives. The US economy continued to strengthen, but the euro area and Japanese […]

WHAT ARE THE IMPLICATIONS IF YOU MOVE INTO YOUR INVESTMENT PROPERTY?

February 4, 2016

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While many people consider keeping their primary place of residence and turning it into an investment property when they upgrade or move, it’s slightly less common to move into your investment property down the track. Buying your first property as an investment and moving into it later can allow you to save substantial funds upfront, […]